Competitips Privacy Policy

Thank you for visiting https://competitips.com (together with all other websites, mobile applications and services operated or provided by, or on behalf of, Digital Advisors LLC and its successors in interest, the "Site"). Your privacy is important to us. To better protect your privacy, we provide this privacy policy (the "Privacy Policy") explaining our online information practices and the choices you can make about the way your information is collected and used at the Site. This Privacy Policy forms part of the Competitips Terms of Use (the “TOU”).

Capitalized terms not defined herein shall have the meanings ascribed to them in the TOU.

1. Introduction

We are committed to respecting your online privacy and recognize your need for appropriate protection and management of any personally identifiable information ("Personal Information") you share with us.

We may use your email address and Competitips’ user account to send updates, a newsletter or news regarding our services, promotional, marketing and advertising messages and those of our advertisers who may have relevant offers. If you are a contributor and provide a telephone number we may also contact you by telephone.

If you choose not to receive marketing emails from a particular sender you should unsubscribe directly with that advertiser from receiving further marketing emails from such advertiser.

We and certain service providers operating on our behalf collect information about your activity, or activity on devices associated with you, on our sites and applications using tracking technologies such as cookies, Flash cookies, pixels, tags, software development kits, application program interfaces, and Web beacons.

Third Party Service Providers

If you choose to provide us with your Personal Information on the Site, we may transfer that Personal Information within Competitips and its subsidiaries and affiliates or to Competitips' third-party service providers to provide services on the Site, across borders, and from your country or jurisdiction to other countries or jurisdictions around the world. 

We may sell Personal Information to third parties. Additionally, we allow third party service providers to collect Personal Information through our Site and share Personal Information with third party service providers for the business purposes described in this Privacy Policy including, without limitation, advertising and marketing on our Site based on users’ online activities over time and across different services and devices. 

We may also share aggregated information (information about our users that we combine so that it no longer identifies or references an individual user) and other anonymized information for regulatory compliance, industry and market analysis, research, demographic profiling, marketing and advertising, and other business related purposes.

The following chart shows examples of the types of information we may collect and some of the purposes of that information. These are not intended to limit the data we collect or the purposes for which we use any such data.



Data We May Collect

Purposes

 When you register on our site as a user

Your email address

We use your email address to send you email alerts and email newsletters which you choose, and to enable you to log into the website. We also use your e-mail address to send you other account information or marketing and promotional advertising.

Geolocation

 

We use geolocation to show you advertising that may be relevant to your location, for security and anti-fraud purposes, and to help us avoid doing business in locations where we are not allowed to do so by applicable law.

IP address

 

We may use IP addresses for security and anti-fraud purposes including to identify bots and other malicious activities that threaten our ability to provide our service to you.

If you use it as your user name or other visible online name or identifier– your real name.

 

This is the name you have chosen to present to other users.

 

User IDs and cookies

 

This information allows us to customize content and advertising to you.

 

ID number we allocate to you

 

This information enables us to create browsing profiles in order to show you articles and advertising relevant to your interests.

 

 

When you purchase a subscription to one of our services, if and when available,

Your real name, ZIP code

 

This information is required as part of our subscription sign up process, for billing purposes and to determine whether or not we need to charge you sales tax.  

Your subscriptions, phone number, email address, Geolocation, IP address

This information allows us to fulfill customer orders, provide customer service and marketing assistance, perform business and sales analysis, support our website functionality, and support contests, surveys and other features offered through our site

 

Credit card number (including the last 4 digits of your credit card number), credit card expiration date and credit card type.

 

This information allows us to process payments from paying subscribers.

 

When you register on our site as a Contributor

Contributor’s name, email address, postal address, telephone number, job and title information, profile picture, site name and URL, biographical information you have provided including education, employment, professional interests and areas of expertise.

 

This information is necessary for us to present your credentials on our website and manage our relationship with you.

 

 

 

 

 

 

Contributor’s name, date of birth, telephone number, postal address, education, bank account details, email address, IP address, current and historical site revenue

 

This information allows us to manage our relationship with Contributors.

 

Contributor’s name, email address, postal address, telephone number.

 

This information allows us to verify Contributor identity.

 

Contributor’s name and email address

This information allows us to communicate with Contributors.

Contributor’s IP address and cookies

 

This information allows us to verify Contributor identity. 


When you visit our site

Geolocation

 

We use geolocation to show you advertising that may be relevant to your location, for security and anti-fraud purposes, and to help avoid doing business in locations where we are not allowed to do so by applicable law.

IP address

 

We use IP addresses for security and anti-fraud purposes including to identify bots and other malicious activities that threaten our ability to provide our service to you.

 

In order to comply with information requests which we periodically receive from legal authorities, we currently maintain an unlimited retention period. 

For inquiries with regard to your personal information, you may contact us via our dedicated email box: privacy@competitips.com.

Additionally, we may disclose your Personal Information or any information you submitted via the Site and its services if we have a good faith belief that disclosure of such information is helpful or reasonably necessary to (i) comply with any applicable law, regulation, legal process or governmental request,
(ii) enforce our TOU including investigations of potential violations thereof, (iii) detect, prevent, or otherwise address fraud or security issues, or (iv) protect against harm to the rights, property or safety of Competitips, its users, yourself or the public.

2. Cookies and Other Tracking Technologies

Web Cookies

A “Web Cookie” is a string of information that a website stores on a user’s computer, and that the user’s browser provides to the website each time the user submits a query to the site. We use Web Cookies to track the pages that users visit during each Site session, both to help us improve users’ experiences and to help us understand how the Site is being used. As with other non-Personal Information gathered from users of the Site, we analyze and disclose in aggregated form information gathered using Web Cookies, in order to help us, our partners and others better understand how the Site is being used. We do not attempt to link information gathered using Web Cookies to Personal Information. USERS WHO DO NOT WISH TO HAVE WEB COOKIES PLACED ON THEIR COMPUTERS SHOULD SET THEIR BROWSERS TO REFUSE WEB COOKIES BEFORE ACCESSING THE SITE, WITH THE UNDERSTANDING THAT CERTAIN FEATURES OF THE SITE MAY NOT FUNCTION PROPERLY WITHOUT THE AID OF WEB COOKIES. USERS WHO REFUSE WEB COOKIES ASSUME ALL RESPONSIBILITY FOR ANY RESULTING LOSS OF FUNCTIONALITY.

Web Beacons

A “Web Beacon” is an object that is embedded in a web page that is usually invisible to the user and allows website operators to check whether a user has viewed a particular web page or an email. We may use Web Beacons on the Site and in emails to count users who have visited particular pages, viewed emails, and to deliver co-branded services. Web Beacons are not used to access users’ Personal Information; they are a technique we may use to compile aggregated statistics about Site usage. Web Beacons collect only a limited set of information including a Web Cookie number, time and date of a page or email view, and a description of the page or email on which the Web Beacon resides. You may not decline Web Beacons, however, they can be rendered ineffective by declining all Web Cookies or modifying your browser setting to notify you each time a Web Cookie is tendered and permit you to accept or decline Web Cookies on an individual basis.

 3. Privacy Principles

To protect your privacy, we have adopted the following principles:

    1.  

Notice

    1.  

Choice

    1.  

Security

    1.  

Access/Accuracy

3-1. Notice

Other than as set forth in this Privacy Policy we do not currently provide your Personal Information to third parties.

3-2. Choice

You may choose whether or not to provide Personal Information to Competitips. If you choose not to provide the Personal Information we request, you may still be able to visit areas of the Site, but you may be unable to access certain options, offers, and services that involve our interaction with you.

3-3. Security

We strive to implement suitable security policies, rules and technical measures to help protect and safeguard the Personal Information under our control from unauthorized access, improper use or disclosure, unauthorized modification, unlawful destruction or accidental loss. We strive to require any employees and data processors that have access to and are associated with the processing of your Personal Information, to respect the confidentiality of your information.

3-4. Access/Accuracy

To the extent that you do provide us with Personal Information, Competitips wishes to maintain accurate Personal Information. You may check your profile and add information, delete information or correct any incorrect information.

4. Links to Other Sites

Our Site may contain links to other sites. Other sites may also reference or link to our site. We are not responsible for the privacy practices or the content of such other sites.

5. Childrens' Privacy

We did not design the Site to attract children under 13 years old. Accordingly, we do not intend to collect Personal Information from anyone we know to be under 13 years of age.

6. Commitment

We are committed to helping protect your privacy. Protecting your privacy online is an evolving area, and Competitips' Site is constantly evolving to help meet these demands. If you have any comments or questions regarding our Privacy Policy, please contact us at privacy@competitips.com. While we cannot guarantee privacy perfection, we will try to address any pertinent issue.

7. Your Consent

By using this Site, you consent to the terms of our Privacy Policy and to Competitips' processing of Personal Information for the purposes described herein. If you do not agree to this Privacy Policy, please do not use our Site. We reserve the right, at our discretion, to change, modify, add, or remove portions from this Privacy Policy at any time. Your continued use of our Site following the posting of changes to these terms means you accept these changes.



Originally Posted and Effective as of 6/25/2020.

Posted On: Mar 9, 2020